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ING Living Super (which is part of the ING Superannuation Fund ABN 13 355 603 448 ('the Fund')) is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153. ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL 229823, is the Promoter of the Fund. An investment in ING Living Super is neither a deposit nor liability of IBAL or any of its related entities and none of them stands behind or guarantees the Fund.